Read this first. These are realistic guideline estimates that show you the process and let you sanity-check what you're told — they are not your exact figures. Your Notario, attorney, and cross-border CPA give you the exact numbers for your state and situation. Change the blue inputs (and open Advanced to adjust every rate) and watch every number update.
Show amounts in:1 USD = MXN · CADEnter prices in USD; this only changes how results display. Exchange rates move — set today’s before you rely on the peso or CAD figures.
What will it really cost to close?
Type your price and choose your zone. Every line explains what it is and who confirms the exact figure.
Type here
The agreed price of the property.
Coast & border need a bank trust (Fideicomiso).
Adjust
Acquisition tax; varies by state (~2–5%). Ask your Notario.
▸ Advanced: adjust every rate
Every default below is a realistic guideline. Change any of them to match your own quotes — the totals update instantly.
typ. 1–2% · Notario
typ. $2,000–$3,500 · bank
typ. $1,000–$1,500
typ. $300–$700
typ. $1,500–$3,000
0.3% Wise – 1%+ bank
a sensible cushion
Total estimated closing costs
a guideline, not a quote
$0
That's 0% of your purchase price — most honest all-in closings land near 5–8%.
What will it really earn you?
Start with the gross a brochure would quote, then watch the honest costs come out until you reach the number that actually lands in your pocket.
Type here
What you paid.
Type here
Your realistic ADR.
Share of nights booked. Typ. 50–65%; brochures quote higher.
60%
365 unless you block time.
The single biggest swing. A resident pays far less ISR — but above ~$16K/yr in rental income files monthly with a contador (below it, the platform files for you). A non-resident pays a flat 25% of gross, withheld at source.
▸ Advanced: adjust every rate
Realistic guideline rates — change any to match your market and your management deal.
typ. 3%
typ. 18–30%
typ. $1,800–$3,600
typ. 5–8%
typ. $1,200–$2,500
16% furnished, no credit
~8% illustrative, net of input credits (not a statutory rate)
What guests pay before anything comes out — the number brochures love to quote.
$0
Net cash to you
after every honest cost
$0
Net cash yield on price: 0% · that's 0% of the gross. The headline rarely survives contact with reality.
Tax lines are illustrative and current as of July 2026. Your Mexican tax turns on residency: non-residents pay a flat 25% of gross (Art. 158 LISR); residents with an RFC pay a small fraction through the platform/RESICO regimes (platform withholding, Art. 113-C LISR), but take on monthly filing above ~$16K/yr. The state lodging tax (ISH) varies 2–7% by state and is a guest-paid pass-through. Border-region operators may qualify for a reduced 8% IVA — adjust the IVA field if your municipality is in the stimulus zone. U.S. owners still report worldwide income and credit Mexican tax paid. Build your real number with a contador.
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